Financial Aid

More than $3.7 million is offered in need-based financial aid each year. We strive to make St. Christopher’s affordable to families at a wide range of income levels. All financial aid is need-based. St. Christopher's does not offer merit, academic, artistic or athletic scholarships.

Financial information is held in strictest confidence and is reviewed only by those directly responsible for determining need. Admission decisions are made independently of finances; a family is informed of a grant after admission is offered.

How Need is Determined

Families file a Parents' Financial Statement (PFS) with the School and Student Service for Financial Aid (SSS), a division of the National Association of Independent Schools. For information, visit www.solutionsbysss.com. Based on financial information provided by a family, SSS calculates what funds a family should have available for educational expenses. Numerous factors are considered, including the number of children families have at tuition charging schools as well as parent student loan debt. Using this information, the school determines the amount of aid we can offer. Awards are made on a yearly basis. A PFS must be filed each year in order to renew aid. The school will make adjustments if financial needs change. We are working actively to support families impacted by COVID-19.

How to Apply for Financial Aid

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Access the PFS

Once an application for admission is filed or a request for a returning student is sent, you may submit the PFS by going to to School and Student Services. Documents including Form W-2 and Form 1040 from recent tax years must be sent to SSS before a grant is credited to a student’s account.
Express Interest in Applying for Aid

Indicate on the application for admission that you are interested in financial aid. Our office will send the instructions for applying in December of the year preceding enrollment. If your son is currently enrolled and receives financial aid, this information will automatically be sent. If your son is enrolled but not currently receiving aid, please call the Financial Aid office at (804) 282-3185 ext. 4620 to request instructions.
For Parents Who Are Separated or Divorced

In cases where parents are separated or divorced, both parents should complete the Parents' Financial Statement. St. Christopher's will consider the assets of both natural parents, if living, before making an award.
For Self-Employed Parents

Parents who are self-employed need to complete the SSS Business and Farm Statement and submit it to SSS. That form can be downloaded from the SSS website.

Alternative Payment Plans

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Interest-Free Payment Plans

St. Christopher’s School utilizes Blackbaud Tuition management services. We offer five interest-free payment plans for the convenience of our families. The only additional cost is a nominal annual administrative fee per family.
529 Savings Plan

You can also now pay for K-12 private school tuition with a 529 College Savings Plan. The 2017 Tax Cuts and Jobs Act allows families to use 529 plans to pay up to $10,000 per year in tuition expenses at elementary or secondary private schools. Parents may want to consult with a financial advisor to evaluate the potential benefits available under this law.

Financial Aid Facts

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23% of the student body receives need-based financial aid
St. Christopher's awarded more than $3.7 million in need-based financial assistance for the 2022-2023 school year
$15,497 is the average grant size

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Hamill Jones 00

Director of Admissions and Financial Aid and Coach

(804) 282-3185 x4620
Nikki Jones

Senior Administrative Assistant

(804) 282-3185 x2389