Affording StC

Financial Aid

More than $3.7 million is offered in need-based financial aid each year. We strive to make St. Christopher’s affordable to families at a wide range of income levels. All financial aid is need-based. St. Christopher's does not offer merit, academic, artistic or athletic scholarships.
Financial information is held in strictest confidence and is reviewed only by those directly responsible for determining need. Admission decisions are made independently of finances; a family is informed of a grant after admission is offered.

How Need is Determined

Families file a Parents' Financial Statement (PFS) with the School and Student Service for Financial Aid (SSS), a division of the National Association of Independent Schools. For information, visit Based on financial information provided by a family, SSS calculates what funds a family should have available for educational expenses. Numerous factors are considered, including the number of children families have at tuition charging schools as well as parent student loan debt. Using this information, the school determines the amount of aid we can offer. Awards are made on a yearly basis. A PFS must be filed each year in order to renew aid. The school will make adjustments if financial needs change. We are working actively to support families impacted by COVID-19.

How to Apply for Financial Aid

List of 4 items.

  • Access the PFS

    Once an application for admission is filed or a request for a returning student is sent, you may submit the PFS by going to to School and Student Services. Documents including Form W-2 and Form 1040 from recent tax years must be sent to SSS before a grant is credited to a student’s account.
  • Express Interest in Applying for Aid

    Indicate on the application for admission that you are interested in financial aid. Our office will send the instructions for applying in December of the year preceding enrollment. If your son is currently enrolled and receives financial aid, this information will automatically be sent. If your son is enrolled but not currently receiving aid, please call the Financial Aid office at (804) 282-3185 ext. 4620 to request instructions.
  • For Parents Who Are Separated or Divorced

    In cases where parents are separated or divorced, both parents should complete the Parents' Financial Statement. St. Christopher's will consider the assets of both natural parents, if living, before making an award.
  • For Self-Employed Parents

    Parents who are self-employed need to complete the SSS Business and Farm Statement and submit it to SSS. That form can be downloaded from the SSS website.

Alternative Payment Plans

List of 2 items.

  • Interest-Free Payment Plans

    St. Christopher’s School utilizes Blackbaud Tuition management services. We offer five interest-free payment plans for the convenience of our families. The only additional cost is a nominal annual administrative fee per family.
  • 529 Savings Plan

    You can also now pay for K-12 private school tuition with a 529 College Savings Plan. The 2017 Tax Cuts and Jobs Act allows families to use 529 plans to pay up to $10,000 per year in tuition expenses at elementary or secondary private schools. Parents may want to consult with a financial advisor to evaluate the potential benefits available under this law.

Tuition 2024-2025

Lower School
Jr. Kindergarten: $21,650
Kindergarten: $26,675
Grades 1, 2: $27,375
Grades 3, 4, 5: $29,775

Middle School
Grades 6, 7, 8: $31,725

Upper School
Grades 9, 10, 11, 12: $33,725

Additional Fees apply. See the full schedule of Tuition and Fees.

Financial Aid Facts

List of 3 items.

  • 23% of the student body receives need-based financial aid

  • St. Christopher's awarded more than $3.7 million in need-based financial assistance for the 2022-2023 school year

  • $15,497 is the average grant size

Contact Us

List of 2 members.

  • Photo of Hamill Jones

    Hamill Jones 00

    Director of Admissions and Financial Aid and Coach
    (804) 282-3185 x4620
  • Photo of Nikki Jones

    Nikki Jones 

    Senior Administrative Assistant
    (804) 282-3185 x2389